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Question: Does it make sense to pay off debt before saving for retirement?
Answer: It depends on your individual situation. High-interest debt, such as credit card debt, should generally be paid off as quickly as possible to avoid accruing more interest. However, other types of debt, such as a low-interest mortgage, may not be as urgent to pay off. It’s generally a good idea to have some savings in place for emergencies before focusing on retirement savings, but it’s important to strike a balance that works for your individual needs and goals.
